[4220000] Statement of financial position presented using order of liquidity - Financial and Sharia Industry

Laporan posisi keuangan Statement of financial position
31 March 2019 31 December 2018
Aset Assets
Kas 21,752,252 27,421,625 Cash
Dana yang dibatasi penggunaannya Restricted funds
Giro pada bank indonesia 67,300,610 71,159,442 Current accounts with bank Indonesia
Giro pada bank lain Current accounts with other banks
Giro pada bank lain pihak ketiga 24,238,802 12,584,938 Current accounts with other banks third parties
Giro pada bank lain pihak berelasi 71,351 92,417 Current accounts with other banks related parties
Cadangan kerugian penurunan nilai pada giro pada bank lain Allowance for impairment losses for current accounts with other bank
Penempatan pada bank indonesia dan bank lain Placements with bank Indonesia and other banks
Penempatan pada bank indonesia dan bank lain pihak ketiga 61,640,054 84,668,151 Placements with bank Indonesia and other banks third parties
Penempatan pada bank indonesia dan bank lain pihak berelasi 3,028,591 2,349,900 Placements with bank Indonesia and other banks related parties
Cadangan kerugian penurunan nilai pada penempatan pada bank lain Allowance for impairment losses for placements with other banks
Piutang asuransi Insurance receivables
Piutang asuransi pihak ketiga Insurance receivables third parties
Piutang asuransi pihak berelasi Insurance receivables related parties
Cadangan kerugian penurunan nilai pada piutang asuransi Allowance for impairment losses for insurance receivables
Biaya akuisisi tangguhan Deferred acquisition costs
Deposito pada lembaga kliring dan penjaminan Deposits to clearing and settlement guarantee institution
Efek-efek yang diperdagangkan Marketable securities
Efek-efek yang diperdagangkan pihak ketiga 34,842,669 30,264,303 Marketable securities third parties
Efek-efek yang diperdagangkan pihak berelasi 150,290,245 154,020,507 Marketable securities related parties
Cadangan kerugian penurunan nilai pada efek-efek yang diperdagangkan ( 758 ) ( 758 ) Allowance for impairment losses for marketable securities
Investasi pemegang polis pada kontrak unit-linked Investments of policyholder in unit-linked contracts
Efek yang dibeli dengan janji dijual kembali 9,725,565 9,396,553 Securities purchased under agreement to resale
Wesel ekspor dan tagihan lainnya Bills and other receivables
Wesel ekspor dan tagihan lainnya pihak ketiga 18,617,272 20,584,035 Bills and other receivables third parties
Wesel ekspor dan tagihan lainnya pihak berelasi 5,606,834 6,858,655 Bills and other receivables related parties
Cadangan kerugian penurunan nilai pada wesel ekspor dan tagihan lainnya Allowance for impairment losses for bills and other receivables
Tagihan akseptasi Acceptance receivables
Tagihan akseptasi pihak ketiga 8,734,256 10,165,310 Acceptance receivables third parties
Tagihan akseptasi pihak berelasi 1,444,381 1,477,693 Acceptance receivables related parties
Cadangan kerugian penurunan nilai pada tagihan akseptasi Allowance for impairment losses for acceptance receivables
Tagihan derivatif Derivative receivables
Tagihan derivatif pihak ketiga 371,599 485,810 Derivative receivables third parties
Tagihan derivatif pihak berelasi Derivative receivables related parties
Pinjaman yang diberikan Loans
Pinjaman yang diberikan pihak ketiga 725,799,678 709,223,043 Loans third parties
Pinjaman yang diberikan pihak berelasi 105,065,560 110,787,114 Loans related parties
Cadangan kerugian penurunan nilai pada pinjaman yang diberikan ( 37,076,465 ) ( 35,017,982 ) Allowance for impairment losses for loans
Piutang dari lembaga kliring dan penjaminan Receivables from clearing and settlement guarantee institution
Piutang nasabah Receivables from customers
Piutang nasabah pihak ketiga Receivables from customers third parties
Piutang nasabah pihak berelasi Receivables from customers related parties
Cadangan kerugian penurunan nilai pada piutang nasabah Allowance for impairment losses for receivables from customers
Piutang murabahah Murabahah receivables
Piutang murabahah pihak ketiga 11,490,126 11,290,567 Murabahah receivables third parties
Piutang murabahah pihak berelasi 347,536 284,503 Murabahah receivables related parties
Cadangan kerugian penurunan nilai pada piutang murabahah ( 176,975 ) ( 209,218 ) Allowance for impairment losses for murabahah receivables
Piutang istishna Istishna receivables
Piutang istishna pihak ketiga 3,240 3,350 Istishna receivables third parties
Piutang istishna pihak berelasi Istishna receivables related parties
Cadangan kerugian penurunan nilai pada piutang istishna ( 136 ) ( 135 ) Allowance for impairment losses for istishna receivables
Piutang ijarah Ijarah receivables
Piutang ijarah pihak ketiga Ijarah receivables third parties
Piutang ijarah pihak berelasi Ijarah receivables related parties
Cadangan kerugian penurunan nilai pada piutang ijarah Allowance for impairment losses for ijarah receivables
Piutang pembiayaan konsumen Consumer financing receivables
Piutang pembiayaan konsumen pihak ketiga Consumer financing receivables third parties
Piutang pembiayaan konsumen pihak berelasi Consumer financing receivables related parties
Cadangan kerugian penurunan nilai pada piutang pembiayaan konsumen Allowance for impairment losses for consumer financing receivables
Pinjaman qardh Qardh funds
Pinjaman qardh pihak ketiga 142,820 363,716 Qardh funds third parties
Pinjaman qardh pihak berelasi 265,540 3,288 Qardh funds related parties
Cadangan kerugian penurunan nilai pada pinjaman qardh ( 3,099 ) ( 2,625 ) Allowance for impairment losses for qardh funds
Pembiayaan mudharabah Mudharabah financing
Pembiayaan mudharabah pihak ketiga 310,335 469,737 Mudharabah financing third parties
Pembiayaan mudharabah pihak berelasi 94,965 15,110 Mudharabah financing related parties
Cadangan kerugian penurunan nilai pada pembiayaan mudharabah ( 9,740 ) ( 8,877 ) Allowance for impairment losses for mudharabah financing
Pembiayaan musyarakah Musyarakah financing
Pembiayaan musyarakah pihak ketiga 5,917,646 6,460,689 Musyarakah financing third parties
Pembiayaan musyarakah pihak berelasi 2,432,955 1,287,441 Musyarakah financing related parties
Cadangan kerugian penurunan nilai pada pembiayaan musyarakah ( 293,133 ) ( 276,286 ) Allowance for impairment losses for musyarakah financing
Investasi sewa Lease investments
Investasi sewa pihak ketiga Lease investments third parties
Investasi sewa pihak berelasi Lease investments related parties
Investasi sewa nilai residu yang terjamin Lease investments guaranteed residual value
Investasi sewa pendapatan pembiayaan tangguhan Lease investments deferred financing income
Investasi sewa simpanan jaminan Lease investments guarantee deposits
Cadangan kerugian penurunan nilai pada investasi sewa Allowance for impairment losses for lease investments
Tagihan anjak piutang Factoring receivables
Tagihan anjak piutang pihak ketiga Factoring receivables third parties
Tagihan anjak piutang pihak berelasi Factoring receivables related parties
Tagihan anjak piutang pada pendapatan anjak piutang tangguhan Factoring receivables on deferred factoring income
Cadangan kerugian penurunan nilai pada tagihan anjak piutang Allowance for impairment losses for factoring receivables
Piutang lainnya Other receivables
Piutang lainnya pihak ketiga 3,596,677 3,409,846 Other receivables third parties
Piutang lainnya pihak berelasi Other receivables related parties
Cadangan kerugian penurunan nilai pada piutang lainnya ( 91,700 ) ( 88,000 ) Allowance for impairment losses for other receivables
Aset keuangan lainnya Other financial assets
Obligasi pemerintah 1,505,287 1,505,273 Government bonds
Aset tidak lancar atau kelompok lepasan diklasifikasikan sebagai dimiliki untuk dijual Non-current assets or disposal groups classified as held-for-sale
Aset tidak lancar atau kelompok lepasan diklasifikasikan sebagai dimiliki untuk didistribusikan kepada pemilik Non-current assets or disposal groups classified as held-for-distribution to owners
Uang muka Advances
Biaya dibayar dimuka Prepaid expenses
Jaminan Guarantees
Pajak dibayar dimuka Prepaid taxes
Klaim atas pengembalian pajak Claims for tax refund
Aset pajak tangguhan 4,628,427 5,114,653 Deferred tax assets
Investasi yang dicatat dengan menggunakan metode ekuitas Investments accounted for using equity method
Investasi pada entitas anak, ventura bersama, dan entitas asosiasi Investments in subsidiaries, joint ventures and associates
Investasi pada entitas anak Investments in subsidiaries
Investasi pada entitas ventura bersama Investments in joint ventures
Investasi pada entitas asosiasi 462,154 460,096 Investments in associates
Aset reasuransi Reinsurance assets
Aset imbalan pasca kerja Post-employment benefit assets
Goodwill Goodwill
Aset takberwujud selain goodwill Intangible assets other than goodwill
Properti investasi Investment properties
Aset ijarah 1,674,412 0 Ijarah assets
Aset tetap 26,755,771 26,914,859 Property and equipment
Agunan yang diambil alih Foreclosed assets
Aset pengampunan pajak Tax amnesty assets
Aset lainnya 19,355,044 23,379,549 Other assets
Jumlah aset 1,279,860,648 1,296,898,292 Total assets
Liabilitas, dana syirkah temporer dan ekuitas Liabilities, temporary syirkah funds and equity
Liabilitas Liabilities
Liabilitas segera 7,652,683 8,462,958 Obligations due immediately
Bagi hasil yang belum dibagikan Undistributed profit sharing
Dana simpanan syariah Sharia deposits
Simpanan nasabah Customers Deposits
Giro Current accounts
Giro pihak ketiga 120,290,418 125,053,205 Current accounts third parties
Giro pihak berelasi 37,673,790 53,044,776 Current accounts related parties
Giro wadiah Wadiah demand deposits
Giro wadiah pihak ketiga 1,640,788 2,214,417 Wadiah demand deposits third parties
Giro wadiah pihak berelasi 362,828 63,433 Wadiah demand deposits related parties
Tabungan Savings
Tabungan pihak ketiga 359,058,917 379,617,919 Savings third parties
Tabungan pihak berelasi 325,998 300,786 Savings related parties
Tabungan wadiah Wadiah savings
Tabungan wadiah pihak ketiga 5,627,927 5,592,176 Wadiah savings third parties
Tabungan wadiah pihak berelasi 7,665 9,635 Wadiah savings related parties
Deposito berjangka Time deposits
Deposito berjangka pihak ketiga 296,402,732 269,544,273 Time deposits third parties
Deposito berjangka pihak berelasi 93,856,806 87,869,240 Time deposits related parties
Deposito wakalah Wakalah deposits
Deposito wakalah pihak ketiga Wakalah deposits third parties
Deposito wakalah pihak berelasi Wakalah deposits related parties
Simpanan dari bank lain 11,760,387 9,131,158 Other banks deposits
Efek yang dijual dengan janji untuk dibeli kembali 8,302,370 37,379,394 Securities sold with repurchase agreement
Liabilitas derivatif Derivative payables
Liabilitas derivatif pihak ketiga 232,315 332,343 Derivative payables third parties
Liabilitas derivatif pihak berelasi Derivative payables related parties
Utang asuransi Insurance payables
Liabilitas kepada pemegang polis unit-linked Liabilities to policyholder in unit-linked contracts
Utang bunga Interest payables
Liabilitas akseptasi 10,178,637 11,643,003 Acceptance payables
Utang usaha Accounts payable
Uang muka dan angsuran Advances and installments
Utang dividen Dividends payable
Utang dealer Dealer payables
Pinjaman yang diterima Borrowings
Pinjaman yang diterima pihak ketiga 41,217,308 40,457,429 Borrowings third parties
Pinjaman yang diterima pihak berelasi Borrowings related parties
Pinjaman yang diterima utang pada lembaga kliring dan penjaminan Borrowings payables to clearing and settlement guarantee institution
Efek yang diterbitkan Securities issued
Obligasi 37,175,574 31,150,216 Bonds
Sukuk ijarah Ijarah sukuk
Surat utang jangka menengah Mid-term loans
Efek yang diterbitkan lainnya Others securities issued
Liabilitas kontrak asuransi Insurance contract liabilities
Utang perusahaan efek Securities company payables
Provisi Provisions
Pendapatan ditangguhkan Deferred income
Liabilitas sewa pembiayaan Finance lease liabilities
Estimasi kerugian komitmen dan kontinjensi 1,634 1,222 Estimated losses on commitments and contingencies
Beban akrual Accrued expenses
Utang pajak 797,946 153,833 Taxes payable
Liabilitas pajak tangguhan Deferred tax liabilities
Liabilitas pengampunan pajak Tax amnesty liabilities
Liabilitas lainnya 19,259,921 15,379,787 Other liabilities
Kewajiban imbalan pasca kerja 10,870,941 11,789,366 post-employment benefit obligations
Pinjaman subordinasi Subordinated loans
Pinjaman subordinasi pihak ketiga 1,472,518 1,473,515 Subordinated loans third parties
Pinjaman subordinasi pihak berelasi Subordinated loans related parties
Jumlah liabilitas 1,064,170,103 1,090,664,084 Total liabilities
Dana syirkah temporer Temporary syirkah funds
Bukan bank Non-banks
Giro mudharabah Mudharabah current account
Giro mudharabah pihak ketiga 63,769 293,264 Mudharabah current account third parties
Giro berjangka mudharabah pihak berelasi 107,742 0 Mudharabah current account related parties
Tabungan mudharabah Mudharabah saving deposits
Tabungan mudharabah pihak ketiga 1,679,666 1,658,804 Mudharabah saving deposits third parties
Tabungan mudharabah pihak berelasi 280 305 Mudharabah saving deposits related parties
Deposito berjangka mudharabah Mudharabah time deposits
Deposito berjangka mudharabah pihak ketiga 18,601,251 18,899,646 Mudharabah time deposits third parties
Deposito berjangka mudharabah pihak berelasi 314,302 94,807 Mudharabah time deposits related parties
Bank Bank
Giro mudharabah Mudharabah current account
Tabungan mudharabah (ummat) Mudharabah saving deposits (ummat)
Deposito berjangka mudharabah 12,051 12,051 Mudharabah time deposits
Efek yang diterbitkan bank Bank securities issued
Investasi mudharabah antar bank Interbank mudharabah investments
Sukuk mudharabah Mudharabah sukuk
Sukuk mudharabah subordinasi Subordinated mudharabah sukuk
Jumlah dana syirkah temporer 20,779,061 20,958,877 Total temporary syirkah funds
Jumlah akumulasi dana tabarru Total accumulated tabarru's funds
Ekuitas Equity
Ekuitas yang diatribusikan kepada pemilik entitas induk Equity attributable to equity owners of parent entity
Saham biasa 6,167,291 6,167,291 Common stocks
Saham preferen Preferred stocks
Tambahan modal disetor 2,692,663 2,692,663 Additional paid-in capital
Saham tresuri Treasury stocks
Uang muka setoran modal Advances in capital stock
Opsi saham Stock options
Cadangan revaluasi Revaluation reserves
Cadangan selisih kurs penjabaran Reserve of exchange differences on translation
Cadangan perubahan nilai wajar aset keuangan tersedia untuk dijual Reserve for changes in fair value of available-for-sale financial assets
Cadangan keuntungan (kerugian) investasi pada instrumen ekuitas Reserve of gains (losses) from investments in equity instruments
Cadangan pembayaran berbasis saham Reserve of share-based payments
Cadangan lindung nilai arus kas Reserve of cash flow hedges
Cadangan pengukuran kembali program imbalan pasti Reserve of remeasurements of defined benefit plans
Cadangan lainnya Other reserves
Komponen ekuitas lainnya 12,416,149 10,977,200 Other components of equity
Saldo laba (akumulasi kerugian) Retained earnings (deficit)
Saldo laba yang telah ditentukan penggunaanya Appropriated retained earnings
Cadangan umum dan wajib 3,022,685 3,022,685 General and legal reserves
Cadangan khusus Specific reserves
Saldo laba yang belum ditentukan penggunaannya 168,271,956 160,107,704 Unappropriated retained earnings
Jumlah ekuitas yang diatribusikan kepada pemilik entitas induk 192,570,744 182,967,543 Total equity attributable to equity owners of parent entity
Proforma ekuitas Proforma equity
Kepentingan non-pengendali 2,340,740 2,307,788 Non-controlling interests
Jumlah ekuitas 194,911,484 185,275,331 Total equity
Jumlah liabilitas, dana syirkah temporer dan ekuitas 1,279,860,648 1,296,898,292 Total liabilities, temporary syirkah funds and equity